Protection if you can no longer work

Ozicare Total & Permanent Disability (TPD) Cover protects both you and your loved ones by paying a lump sum should you become permanently disabled due to sickness or injury and can no longer work or manage your home.*

Protection if your children get sick (or injured)

Ozicare Children's Cover provides both you and your loved ones with financial protection should an insured child pass away, be diagnosed with a terminal illness or suffer a serious illness or injury.* This helps ease the burden due to the loss of income and having additional expenses such as medical bills and rehabilitation costs.

Protection if you get sick (or injured)

Ozicare Trauma & Trauma Plus Cover provide both you and your loved ones with financial protection by paying a lump sum benefit should you suffer a specific serious illness or injury. Ozicare Trauma Cover covers specific types of cancer, coronary artery bypass surgery, heart attack and stroke.*

For extra protection, we also offer Ozicare Trauma Plus Cover, which covers a range of other trauma events, such as intensive care and major organ transplant*

* Refer to the PDS for full details
Product Features Life Cover TPD Cover Trauma Cover Trauma Plus Cover Children's Cover Accidental Death Insurance

Standalone Cover

Yes No No No No Yes

Add-On to Life Cover

No Yes Yes Yes Yes No

Entry Age (next birthday)

18-64 18-59 18-59 18-59 2-17 18-64

Benefit Amount

$50,000 - $1 million $50,000 - $1 million $25,000-$500,000 $25,000-$500,000 $20,000-$50,000 $50,000-$500,000

Guaranteed Cover

Until the Policy Anniversary after your 100th Birthday Until the Policy Anniversary after your 65th Birthday Until the Policy Anniversary after your 65th Birthday Until the Policy Anniversary after your 65th Birthday Until the Policy Anniversary after the child's 21st Birthday Until the Policy Anniversary after your 75th Birthday

Inflation Protection

Yes Yes Yes Yes Yes Yes

Funeral Benefit**

Yes       Yes  

Terminal Illness Benefit^

Yes       Yes  

Immediate Cover on Approval

Yes Yes Yes Yes Yes Yes

30-Day Cooling-Off Period#

Yes Yes Yes Yes Yes Yes

Worldwide Cover 24/7

Yes Yes Yes Yes Yes Yes

# As long as you haven't made a claim.
* Terms and conditions apply. Please see the PDS for full details.
** $7,500 of the benefit amount may be advanced with satisfactory evidence of the Life Insured’s age and death to assist with funeral or similar expenses.
^ The Life Insured may claim on the policy if diagnosed with a Terminal Illness that results in a life expectancy of less than 12 months.
~ Total maximum 10% discount on new Ozicare Life insurance is only available to active Ozicare Home, Contents or Car policyholders.