Travel is one of life’s highlights, exposing us to new and exciting places, people and experiences. But it’s not without its financial and physical risks.
For example, you can lose your luggage, be forced to cancel or cut short your trip, or get sick or injured and need expensive medical treatment overseas.
Without travel insurance, you’re personally responsible for covering any costs resulting from unforeseen events, which can run into the hundreds of thousands of dollars.
Whether you’re travelling overseas or in Australia, by air, sea or road, we’ve got a wide range of cover for you to choose from.
Our strongest policy, covering our full list of insured events and offering you our highest benefit amounts.
Compare coverDependable cover at a lower price, covering most of our insured events and offering you substantial benefit amounts.
Compare coverOur most basic and cheapest cover, including an unlimited amount of overseas medical and hospital expenses.
Compare coverCover for your Australian “walkabout”, including trip cancellation, lost or stolen luggage, and hire-car excess.
Compare coverComprehensive cover for an unlimited number of up-to-30-day trips you take within 12 months.
Compare cover|
Included benefits |
Comprehensive | Essential | Last Minute | Domestic | Annual Multi-Trip |
|---|---|---|---|---|---|
|
Cancellation and amendment fees |
Unlimited | Up to $12,500 | No | Up to $10,000 | Unlimited |
|
Overseas medical and hospital expenses |
Unlimited | Unlimited | Unlimited | No | Unlimited |
|
Hospital cash allowance |
$75 per completed 24 hours, up to a total of $2,500 | $75 per completed 24 hours, up to a total of $1,000 | No | No | $75 per completed 24 hours, up to a total of $2,500 |
|
Cutting your trip short |
Unlimited | Up to $12,500 | No | Up to $7,500 | Unlimited |
|
Additional expenses |
Up to $40,000 | Up to $12,500 | Up to $5,000 | Up to $5,000 | Up to $40,000 |
|
Resumption of journey |
Up to $3,000 | No | No | No | Up to $3,000 |
|
Travel delay expenses |
$100 per completed 12 hours, up to a total of $2,000 | $50 per completed 12 hours, up to a total of $1,000 | No | $50 per completed 12 hours, up to a total of $1,000 | $100 per completed 12 hours, up to a total of $2,000 |
|
Luggage and personal effects |
Up to $7,500 | Up to $5,000 | Up to $2,500 | Up to $5,000 | Up to $7,500 |
|
Delayed luggage allowance |
Up to $600 | Up to $400 | No | Up to $250 | Up to $600 |
|
Travel documents, credit cards and traveller’s cheques |
Up to $5,000 | Up to $2,500 | No | No | Up to $5,000 |
|
Theft of cash |
Up to $400 | Up to $250 | No | Up to $250 | Up to $400 |
|
Personal accident |
Up to $5,000, $20,000 or $40,000, depending on the event and/or insured person’s age | Up to $30,000, depending on the event (excluding death) | No | Up to $5,000 or $15,000, depending on the event and/or insured person’s age | Up to $5,000, $20,000 or $40,000, depending on the event and/or insured person’s age |
|
Personal liability |
Up to $5,000,000 | Up to $2,000,000 | Up to $1,000,000 | Up to $1,500,000 | Up to $5,000,000 |
|
Rental vehicle insurance excess |
Up to $6,000 | Up to $4,000 | No | Up to $4,000 | Up to $6,000 |
|
Loss of income |
Up to $400 per week, up to a total of $10,400 | No | No | No | Up to $400 per week, up to a total of $10,400 |
|
Alternative transport expenses |
Up to $5,000 | Up to $2,500 | No | Up to $2,500 | Up to $5,000 |
|
Hijack |
Up to $1,500 | No | No | No | Up to $1,500 |
|
Pet care |
Up to $500 | No | No | No | Up to $500 |
|
Optional benefits |
Comprehensive | Essential | Last Minute | Domestic | Annual Multi-Trip |
|---|---|---|---|---|---|
|
Additional Specified Items Cover |
Yes | No | No | No | Yes |
|
Excess reduction |
Yes | Yes | Yes | Yes | Yes |
|
Snow Sports Cover |
Yes | Yes | Yes | Yes | Yes |
The information on this page is just a snapshot. For more details about Ozicare travel insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement (PDS).
If you ran into trouble on your trip and you have to lodge a claim, we’re here to help. Make a claim on your travel insurance policy.
| Optional benefits |
|---|
| Includes American Samoa, Cook Islands, Fiji Islands, French Polynesia (including Tahiti), Kiribati, New Caledonia, Niue, Samoa, Solomon Islands, Tonga, Tuvalu, Vanuatu, New Zealand, Papua New Guinea; and domestic cruises within Australian territorial waters. |
| Asia |
| Includes Bangladesh, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Malaysia, Maldives, Myanmar, Nepal, Philippines, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, and Vietnam only. |
| Europe/Africa |
| Includes countries in Africa, Europe, Scandinavia, the Middle East, the Caribbean, and Russia. |
| Americas |
| Includes United States of America, Canada, Mexico, Central and South America and Antarctica (Antarctic cruises only). |
| Not covered |
We do not cover travel to countries:
|
You can pay for your Ozicare travel insurance by credit card (Visa or Mastercard).
Yes – all our international travel insurance policyholders get access to a 24/7, global network of medical and emergency assistance providers.
If you get sick or injured, lose your passport, or need evacuating, for example, we can get you the help you need.
If you need to lodge a claim with us, you must do so within 30 days of returning to Australia.
Alternatively, you can: