Comprehensive

Covers loss or damage to your vehicle due to an accident, theft, severe weather, malicious damage, and fire; and your liability for accidental damage your car causes to other people’s property.

Third Party Property Only

Covers your liability for accidental damage your car causes to other people’s property, including their vehicles.

Third Party Property, Fire and Theft

Provides the same cover as Third Party Property Only, with extra protection against loss or damage to your vehicle due to fire and theft.

Benefit

Comprehensive Third Party Property, Fire and Theft Third Party Property Only

Loss or damage to your vehicle

Yes Fire and theft only No

New car replacement #

12 months / 20,000 km No No

Damage to someone else’s vehicle or other property (legal liability)

Up to $20 million Up to $20 million Up to $20 million

Damage caused by an uninsured driver §

Yes Up to your car’s market value or $5,000 (whichever is lesser) Up to your car’s market value or $5,000 (whichever is lesser)

Towing

Yes Fire and theft only No

Hire car following a no-fault accident

Up to 14 days No No

Hire car following theft

$1,000 (up to 14 days) $1,000 (up to 14 days) No

Find out more

The information on this page is just a snapshot. For more details about Ozicare car insurance, including the terms, conditions, limits and exclusions that apply, please read the Product Disclosure Statement (PDS).

Make a claim

If you need to make a claim, we’re here to help you get back on the road as quickly and smoothly as possible. Make a claim 24/7 on your car insurance policy.

# The earlier of 12 months or 20,000 km from the original registration in your name.
§ If the car is involved in a 'no fault' accident with an uninsured vehicle, we’ll cover your damage up to $5,000 or the market value of the car (whichever is the lesser), but only if you report the accident to the police and provide evidence the other vehicle is uninsured.