Important message for metropolitan Melbourne customers
If you need to make a car insurance claim, we can arrange to have your damaged car towed from your home, even if it's still safe to drive. This will help you comply with Melbourne metro's stage 4 coronavirus restrictions, which include stay-at-home rules. After assessing, repairing and sanitising your car, we'll return it to your home.

Car Insurance

To change your policy details or make a claim, please call us on 1300 360 066.

Don’t have a policy? Get a quote online or by calling us on 1800 155 543.

Home and contents insurance

To change your policy details or make a claim, please call us on 1800 181 543.

Don’t have a policy? Get a quote online or by calling us on 1800 059 264.

Life insurance

To change your policy details or make a claim, please call us on 1800 421 034 or email life.claims@ozicare.com.au.

Travel insurance

If you need to lodge a claim with us, you must do so within 30 days of returning to Australia.

A quick and easy way of doing this is to claim online.

Alternatively, you can:

  1. Download and fill in the relevant travel claim form.
  2. Attach supporting documents (e.g. receipts – the form will tell what’s required).
  3. Send the completed form and supporting documents to:
    Email: autogeneral@claims-travel.com.au
    or
    Post:
    Ozicare Travel Insurance
    GPO Box 14
    Brisbane
    QLD 4001

You can also lodge your claim over the telephone. Call us on 1800 694 227 (within Australia) or +61 7 3707 3463 (outside Australia) and a member of our team will help you lodge your claim over the phone.

To buy a policy (or change your policy details), get a quote online or call us on 1800 694 227 (within Australia) or +61 7 3707 3463 (outside Australia); or email travelhelp@ozicare.com.au

Accessibility

How people with disabilities and language barriers can contact us by phone; and information about the accessibility of our website.

Read more

Financial Hardship

We’re here to support our customers by responding to claim events with expertise, compassion and efficiency.

If you’re having trouble meeting your financial obligations to us (excluding premium payments), you can ask us for financial hardship support.

Step 1. Contact us
We’ll ask you some questions to understand your circumstances, explain the financial hardship application process and answer any questions, please call us on 1300 360 066.

Step 2. Complete the financial hardship application
We will ask you to complete a financial hardship application. Depending on your specific needs, the circumstances and the amount we may request supporting documentation to assist us in reviewing your application for support.

Step 3. Assessment of application
Once we’ve received the completed form and any required supporting documents, we’ll assess your application and communicate the outcome to you in writing within 21 days.

Auto & General Insurance Company Ltd subscribe to the General Insurance Code of Practice 2020 (‘the code’). Part 10 of the code outlines financial hardship support. The Code is independently monitored and enforced by the Code Governance Committee. The code can be accessed by visiting: http://codeofpractice.com.au/.

Financial hardship - FAQs:

What is financial hardship?
Financial hardship means you are having difficulty meeting your financial obligations to us.

How do we assess financial hardship requests?
Auto & General assess financial hardship applications on a case by case basis to support customers based on their individual circumstances.

Am I eligible for support with my premium?
Financial hardship support does not include the payment of premiums. If you are having difficulty making premium payments we encourage you to contact our Service team.

Natural Disasters and fast tracking a claim:
Where a natural disaster has occurred and you need to make a related claim which has caused you an urgent financial need, we will do either or both of the following:

What if I’m not satisfied with the outcome?
If you are dissatisfied with any aspect of our service, including the support we have offered as part of your financial hardship application, please contact us to make a complaint.

Independent Support:

The National Debt Helpline is a not-for-profit service that offers free, independent and confidential financial counselling to help people tackle their debt.

National Debt Helpline

1800 007 007
9:30am-4:30pm AEST, Monday - Friday

ndh.org.au
National Debt Helpline Website

Domestic and Family Violence Policy

Our Domestic and Family Violence Policy supports customers by protecting their privacy and offering timely, targeted support.

Download policy

Make a complaint

What to do if you're unhappy with any of our products, services, or actions.

Step 1. Speak to us
We want to resolve any complaint or dispute for you as quickly as possible. The best place to start is to contact our customer service team.

Submit a complaint form

Step 2. Our team will help you
Our team will try to resolve your complaint immediately and will provide you with a unique reference number.

If we are unable to resolve your complaint to your satisfaction, we will escalate it to our Customer Disputes Resolution Team for review.

Our Customer Disputes Resolution Team will work with you to try and resolve your complaint within 30 days.

Step 3. If we can't agree, you can seek an independant review
Our aim is to resolve complaints within 30 days. If we are unable to finalise your complaint within this time, we will:

Additionally, if you are dissatisfied with our final decision, you can also contact AFCA directly.

AFCA independently resolves disputes between financial service providers (like insurers) and their clients. AFCA's decisions are binding which means that even if they aren't in our favour, we must accept them.

You have 2 years from when we make a decision on your complaint to take your complaint to AFCA.

Auto & General subscribe to the General Insurance Code of Practice. Please refer to codeofpractice.com.au

General Insurance Code of Practice

Our insurance is underwritten by Auto & General Insurance Company Limited who is a member of the Insurance Council of Australia and a signatory to the General Insurance Code of Practice (the Code). By signing up to the Code, they promise to act in an open, honest and fair manner in all their dealings with customers.

Auto & General and Ozicare insurance are committed to helping our customers better understand their rights when buying insurance, making claims, resolving a complaint, or experiencing financial hardship.

General insurers’ compliance with the code is monitored and enforced by an independent body called the Code Governance Committee (CGC). Customers can report suspected breaches to the CGC, which then investigates and, if necessary, agrees with the insurer on corrective measures within set timeframes.

Any failure to correct a breach can lead to CGC sanctions, which are binding on insurers.

A copy of the code can be accessed by visiting http://codeofpractice.com.au/

Head Office

Auto & General Services t/a Ozicare
Level 13
9 Sherwood Road
Toowong QLD 4066
AUSTRALIA